New bicycle insurance: Barmenia protects against theft and more!

New bicycle insurance: Barmenia protects against theft and more!

Barmenia Allgemeine Versicherungs-AG has introduced new bicycle and e-bike insurance that offers more comprehensive protection options. A major innovation in this tariff is the inclusion of trick theft and insurance for rented bicycles. This corresponds to the increasing demand for extended bicycle protection that covers not only your own bikes, but also rental bikes that are insured for up to seven days. This becomes particularly important as many cyclists switch to rental equipment while their own bikes are being repaired.

Particularly noteworthy is the new protection letter for bicycle trips, which applies in Europe as well as in the countries bordering the Mediterranean, on the Canary Islands and Madeira. The services of the protection letter adapt to the local availability in the respective countries and thus promote safety and comfort for travelers.

Optimized protection against bicycle theft

Although the number of bicycle thefts recorded by the police in Germany has fallen, which is due to increased prevention measures and improved security systems, the risk still remains. Loud test.de Theft protection is available from around 30 euros per year and can be adapted to different types of bicycles, including trekking bikes and e-bikes. The test outlines 118 tariffs from 44 providers and gives an overview of the best offers.

A total of 36 of 118 insurance companies tested achieved the quality rating “very good”. Bicycle insurance users are divided into three types: occasional cyclists, cyclists with high-quality bikes and frequent riders. This offers targeted guidance as different insurance needs exist.

Insurance coverage in detail

Barmenia insurance also takes into account many insured risks of theft and comprehensive insurance. This includes protection for firmly connected parts as well as replacement value compensation over several years. This is particularly relevant for owners of high-quality bicycles or e-bikes, which can be worth up to 6,000 euros. A clear added value of Barmenia insurance is that it also offers reimbursement in the event of partial loss and does not require excessive security requirements.

The risk of theft also varies regionally. Statistics show that thefts are particularly common in large cities and student towns. For example, 2,009 thefts per 100,000 inhabitants are registered in Göttingen and 766 in Berlin, while Remscheid is significantly less affected with 60 thefts per 100,000 inhabitants.

Overall, the introduction of the new tariff structure by Barmenia shows that the company is responding to the growing importance of cycling as a means of transport and leisure activity. The more comprehensive protection and optimized performance not only provide safety but also quality of life for all cyclists.