New flexible vehicle tariff at uniVersa

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Discover the new flexible and powerful car insurance from uniVersa! Find out more about the modular building block system and the various deductible options. #uniVersa #car insurance #insurance protection

Entdecken Sie die neue flexible und leistungsstarke Kfz-Versicherung von uniVersa! Erfahren Sie mehr über das modulare Bausteinsystem und die vielfältigen Selbstbeteiligungsoptionen. #uniVersa #KfzVersicherung #Versicherungsschutz
Discover the new flexible and powerful car insurance from uniVersa! Find out more about the modular building block system and the various deductible options. #uniVersa #car insurance #insurance protection

New flexible vehicle tariff at uniVersa

uniVersa Insurance has introduced a new motor vehicle tariff that offers flexibility and performance. With a modular building block system and 15 different deductible options, customers can individually design their insurance coverage. The tariff includes five new deductible levels in comprehensive insurance, giving customers up to 15 different options for setting their deductible. The deductible can be reduced by half through repairs in partner workshops that are not affiliated with the workshop. In addition, small damages of up to 200 euros per year are covered via Smart Repair without any deductible. In addition, customers have the opportunity to regulate up to 1,000 euros themselves before there is an obligation to report.

There is an innovation, especially with electric cars, because in the event of damage to the drive battery, there is no longer a reduction in power “new for old”. Compared to the previous market standard, where there is usually a deduction of ten percent per year of operation, uniVersa offers a more customer-friendly regulation. In addition, customers can optionally book six different service modules, including a protection letter, workshop service, discount, driver and foreign protection as well as GAP cover for leased and loan-financed vehicles.

uniVersa's liability insurance includes coverage for personal damage and partial comprehensive insurance covers damage caused by collisions with animals of any kind as well as consequential damage caused by animal bites. The theft of charging cables and adapters for electric vehicles as well as damage caused by short circuits are also insured. In both insurance classes, the defense of gross negligence is waived, which means that there is no risk of benefit reductions if, for example, a claim occurs because a traffic light was overlooked.

The uniVersa insurance companies have a long tradition and specialize in all-round solutions to supply problems. With around 7,000 employees and sales partners throughout Germany, they are available as competent contacts for customers.