New all-round protection! Schomacker expands yacht insurance for crews

New all-round protection! Schomacker expands yacht insurance for crews

The Hamburg yacht insurance Schomacker has significantly expanded its travel cancellation insurance and now offers a wide range of insurance cover for charter crews. One of the central innovations is the possibility of including additional people who are not part of the family in the insurance. This applies, for example, to business, law firm or practice partners. In addition, fellow travelers' animals, such as dogs and horses, are now included in the insurance cover, which is particularly important for animal lovers. Loud Yacht.de The insurance even takes effect if the family dog ​​becomes seriously ill and therefore prevents you from traveling.

Another innovative aspect is the expansion of the insured reasons for cancellation. This now also includes medically complex cases such as loosened hip prostheses as well as unforeseeable legal developments, such as a court summons in custody proceedings. Short-term adoption cases of a minor child or planned organ donations are now also insured. The insurance covers both trip termination before and during the trip, allowing for a high degree of flexibility.

Comprehensive insurance protection services

In addition to travel cancellation insurance, the charter company's insolvency insurance can be taken out independently. The new premium version of legal protection insurance includes both contractual and property legal protection and thus offers extended protection in the event of defects in the rented yacht or missing safety equipment. Skipper liability insurance now offers year-round insurance coverage at no additional cost.

Another advantage is the increased insurance sums. The insurance sum for charter cancellation costs was increased to up to 35,000 euros. The deductibles have also been adjusted advantageously: they are completely eliminated in the event of charter cancellation costs, while the deductible of 150 euros is no longer applicable in the event of property damage among insured persons. In addition, the deductible in cases of gross negligence was reduced from 2,500 euros to 1,300 euros. This improves the protection for the insured enormously.

Comparison and further safeguards

How Check24 reported, travel cancellation insurance covers cancellation and rebooking costs for certain reasons. These include health reasons such as a serious accident or unexpected illness of the insured person. What is also interesting is the protection in the event of unexpected deterioration of pre-existing illnesses that could prevent you from traveling. Pregnancy or its complications are also among the insured reasons.

Professional reasons such as loss of job or a court summons during the travel period also fall within the scope of protection. There is also a regulation for the death of close relatives and damage to property, which requires your presence before the start of the trip. It is important to note that some reasons for cancellation, such as war in the holiday destination or travel to countries with travel warnings, are not insured, which should be taken into account when choosing an insurance provider.

The Hamburg yacht insurance company Schomacker has been active in the water sports and private sector for over 50 years and has been part of the HBC Group since 2023. Thanks to the comprehensive new insurance benefits, it not only offers better security for charter crews, but also greater protection for all travelers.