Suche
Mein Konto
Optimal insurance protection for students: It depends on private liability
Find out why it is important for trainees to have personal liability insurance. Tips for optimal insurance and cost-effective tariffs included. Protect yourself from financial risks!
Optimal insurance protection for students: It depends on private liability
It is particularly important for trainees to have appropriate private liability insurance. This insurance protects against the financial consequences of damage that may arise from your own misconduct or carelessness towards third parties. This protection is particularly important for young people who are in their training.
In many cases, learning children are still covered by their parents' private liability insurance as long as they are in their initial training. This also applies if you already live in your own apartment. However, it is important to note that this coverage may be limited, especially if the children are married.
It is advisable to check the existing insurance documents or ask the insurer or broker directly to ensure that the existing insurance cover is sufficient. If this is not the case, adjustments should be made.
Good personal liability insurance is already available at affordable prices, although tariffs with more comprehensive services can be slightly more expensive. It is recommended to ensure that the insurance covers property damage and personal injury at a flat rate of at least ten million euros, as damage amounts in this area can often be high.
It is therefore advisable that trainees and their parents deal with the issue of private liability insurance at an early stage in order to be optimally protected in the event of damage. This way you can avoid financial ruin due to unforeseen events.