Daily care allowance insurance: Stiftung Warentest recommends the best policies

Daily care allowance insurance: Stiftung Warentest recommends the best policies

According to a report by www.stern.de, Care is expensive and not everyone can afford good care as they age. Stiftung Warentest has examined various daily care insurance policies and made recommendations.

The costs of care in old age can rise quickly and are often difficult to cover. Many people cannot afford the quality of care they require and are dependent on government support or help from family. Daily care allowance insurance can help close this financial gap. Stiftung Warentest has examined various policies and found that the services vary depending on the provider.

The selection of daily care allowance insurance should be carefully considered, as not everyone can afford the costly additional insurance. The contributions have to be paid until old age, and the increasing costs are often difficult for those insured to plan for. In addition, it can be difficult to take out such insurance if you already have health problems. According to Stiftung Warentest, it is advisable to take out insurance carefully and compare the services in detail.

For the test of 24 insurance companies, Stiftung Warentest assumed that the policy would be taken out at the age of 55 and that the monthly premium would be around 115 euros. The PG from Hansemerkur was the most convincing by covering 113 percent of the financial requirements defined by Stiftung Warentest. The policies from Allianz, DKV and Huk Coburg also performed well, while SDK performed the worst.

The impact of these findings on the daily care insurance market could mean that insurance providers will have to revise and adapt their services in order to keep pace with the recommendations of Stiftung Warentest. Consumers are becoming increasingly aware that choosing daily care insurance is an important and far-reaching decision that should be carefully considered. Industry-wide, this could lead to increased competition and an adjustment of policies to meet recommendations.