Discount regulations from motor vehicle insurers: The most important factors for high discounts according to the Verivox evaluation

Discount regulations from motor vehicle insurers: The most important factors for high discounts according to the Verivox evaluation

According to a report by www.welt.de The comparison portal Verivox evaluated the discount regulations of motor vehicle insurers and achieved interesting results. Civil servants and property owners receive particularly high discounts, while point offenders and members of automobile clubs can hardly expect any discounts. The analysis also showed that there is no difference in the discount level depending on the gender of the policyholder.

The large differences in discount regulations can have a direct impact on the insurance market and consumers. Civil servants and property owners are preferred by motor vehicle insurers because they are considered reliable policyholders with a low risk of damage. This could lead to other population groups being disadvantaged and potentially looking for alternative insurance providers. Point offenders and members of automobile clubs, on the other hand, could be motivated by the lack of discounts to change their driving behavior or to look for special tariffs for their situation.

The switch to unisex tariffs also has an impact on the insurance market. While tariffs for women have become more expensive, they now bear the risk of men. This could lead women to look for cheaper alternatives or reconsider their insurance coverage.

Overall, Verivox's analysis makes it clear that motor vehicle insurers' discount regulations can have a direct influence on consumer behavior and the dynamics of the insurance market. It remains to be seen whether these findings will lead to changes in insurance offerings and consumer behavior.