Legal protection insurance: tips for choosing - compare costs and services.

Legal protection insurance: tips for choosing - compare costs and services.

According to a report from www.fnp.de,

The experts advise caution when choosing legal protection insurance, as not every policy is suitable for every case. Litigation insurance can be particularly beneficial for insured parties when it comes to specific legal matters such as housing, employment or traffic disputes. When choosing insurance, it is important to take individual needs into account and check the contract contents carefully in order to avoid exclusions. It is also advisable to compare the costs and services of the different providers, as the price differences can be significant.

The high costs of legal protection insurance can deter potential insured parties. The range of annual premiums for a recommended legal protection insurance for the service areas of private, professional and traffic legal protection is between 130 and 230 euros - with a deductible per claim of up to 1500 euros. Insured persons should therefore carefully compare the costs and services of the tariffs from different providers.

Finally, it should be mentioned that insurers are entitled to premature termination if two insured events for which there is protection have occurred within twelve months. “But regardless of this, the insurance can be terminated with three months’ notice before the end of the contract term,” explains Frenz. If this is the case, it can be very difficult to obtain legal protection insurance elsewhere.