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Pension revolution: More money for three million retirees from July 2025!
From July 2025, pensions in Germany will increase by 3.74%. Find out everything about changes, deadlines and calculations.
Pension revolution: More money for three million retirees from July 2025!
From July 1, 2025, there will be significant changes to the pension system in Germany. A planned pension increase3.74 percentis intended to bring retirees a noticeable improvement in their financial situation. The current pension value, which has been uniform nationwide since July 1, 2023, increases by39.32 euroson40.79 euros. The deutsche-rentenversicherung.de reports that this adjustment will increase the minimum security level of48 percentis guaranteed and secured by a new level protection clause.
The pension increase was onApril 30, 2025decided in the Federal Cabinet, but the approval of the Federal Council is still pending. This must be done by the end of June 2025. However, for some pensioners, an advance payment could make the upcoming increase visible in their account. In addition, up to three million pensioners will receive a pension supplement of up to7.5 percentbetween thatJune 10 and 20, 2025.
New regulations for new pension applications
There are special regulations at the transition from those born in 1960 to 1961. In June 2025, no new additions to the tax-free retirement pension will be available. The new pension additions also depend on age and the amount of payments into the pension fund. Retirees are encouraged to check their bank statements carefully and seek advice if necessary to ensure they are making full use of their entitlements.
Details zur Rentenarten und möglichen Abschlägen
Eine Übersicht der Rentenarten zeigt, dass unterschiedliche Jahrgänge auch unterschiedliche Abschläge haben können:
| Pension type | Birth period | Possible discount |
|---|---|---|
| Standard old age pension | March 2, 1959 – April 1, 1959 | No discount |
| Severely disabled people | July 2, 1963 – August 1, 1963 | 10.8 percent discount |
| Long-term insured people | May 2, 1962 – June 1, 1962 | 13.2 percent discount |
| Especially those who have been insured for a long time | from January 1, 1961 | No discount |
Communication and information for pensioners
The pension adjustment notices are expected to be issued betweenJune 14thand thatJuly 23, 2025shipped. If a pension recipient does not receive such notification by the end of July 2025, it is recommended that they contact the responsible pension insurance provider immediately. This eliminates any ambiguities and ensures that all pension entitlements are properly taken into account.
The echo24.de supplemented with a further note for retirees about which deadlines must be observed in order to fully utilize their pension entitlements. Paying close attention to the coming changes can help maintain financial security as you age.