Revolut: The free credit card service that changes everything!

Revolut: The free credit card service that changes everything!

Revolut Bank has established itself as a progressive provider in the FinTech space and now offers a free account linked to a debit card. This credit card combines the advantages of a traditional checking card with the functions of a credit card. Loud morningpost.de There are no income requirements for the standard subscription, which are often required by other banks.

The Revolut account enables easy account opening without a SCHUFA check and thus appeals to many users who are looking for flexible access to banking services. Both Visa and Mastercard options are offered, although the card brand cannot be chosen. There is a one-off shipping fee of 7.99 euros for the physical debit card.

Card options and withdrawals

Revolut offers a range of five debit cards: Standard, Plus, Premium, Metal and Ultra. The differences lie primarily in the monthly subscription costs and the additional benefits. For example, the Standard card with a monthly subscription of 0 euros fulfills basic functions, while the Premium card provides expanded services with 7.99 euros per month.

• Standard Karte: Kostenlose Bargeldabhebung bis 200 EUR monatlich oder 5 Transaktionen, kostenloser Währungsumtausch bis 1.000 EUR monatlich.
• Plus Karte: Monatlicher Abo-Preis von 3,99 EUR, kostenlose Bargeldabhebung bis 200 EUR monatlich ohne Transaktionslimit.
• Premium Karte: 7,99 EUR im Monat, 400 EUR kostenlose Bargeldabhebungen sowie ermäßigte internationale Geldüberweisungen.
• Metal Karte: 13,99 EUR monatlich mit einer großzügigen Abhebung von bis zu 800 EUR und einem Cashback-System.
• Ultra Karte: Monatlicher Preis von 50 EUR und bis zu 2.000 EUR Abhebungen, plus Zugang zu 1.400 Flughafen-Lounges.

Additionally, Revolut allows users to quickly block their cards via the app and offers security features such as individual virtual cards. The bank is committed to offering cashless international payments, which are of great value to many customers.

Comparison with traditional banks

Compared to traditional banks, Revolut offers five free cash withdrawals per month, while C24 customers only get four withdrawals without fees. Banks like ING and Trade Republic, on the other hand, have unlimited withdrawal options, but usually with minimum withdrawal amounts. This flexibility, coupled with an attractive fee model, has made Revolut a popular provider for around 45 million users worldwide financer.de reported.

Overall, Revolut offers an interesting alternative to traditional banks. With the combination of digital banking, attractive withdrawal options and no account management fees, the neobank could be a suitable solution for many customers.