Safe on the slopes: The right insurance for your skiing holiday - tips from financial experts

Safe on the slopes: The right insurance for your skiing holiday - tips from financial experts

According to a report by www.t-online.de, skiing is a popular sport in winter, but it is not entirely without danger. The article highlights that there are over 100 accidents related to skiing every day and that the cost of accident insurance in the event of a skiing accident is around 7,200 euros. In order to protect yourself from financial risks, it is recommended that you check your insurance coverage before your winter sports holiday and adjust it if necessary. Three important policies are highlighted: accident insurance, occupational disability insurance (BU) and private liability insurance.

In the event of permanent disability, accident insurance covers search, rescue and rescue costs and also covers transport home or to the hospital. The accommodation of relatives can also be insured. Occupational disability insurance kicks in if you can no longer work in your job due to health reasons, but it can be quite expensive. Private liability insurance is essential because it covers all costs that may arise from the person who caused the damage.

The impact of this information on the market and consumers is significant. Skiers and winter sports enthusiasts must be aware that accidents while skiing can be expensive and therefore sufficient insurance coverage is necessary. This can lead to increased interest in accident and occupational disability insurance, especially among people who regularly participate in winter sports. In addition, there may be an increased need for private liability insurance for skiers. It is important that insured parties review policies carefully to ensure they are adequately covered in the event of an accident.