Siegburger suspected of fraud: fully comprehensive insurance and 27,500 euros at risk!

Siegburger suspected of fraud: fully comprehensive insurance and 27,500 euros at risk!

A 53-year-old man from Siegburg had to appear in court after he reported accident damage worth 27,500 euros to his comprehensive vehicle insurance company. However, the insurance company refused to pay the damage, which brought the case to the attention of the judiciary. Cologne City Gazette reports that the man is in the dock for feigning a crime and attempted fraud.

The defendant gave different versions of the incident in various statements. He initially claimed that an unknown person had damaged his car in an Aldi parking lot, which he only discovered the next day. However, this was questioned by the police because the damage did not correspond to a parking maneuver. In another statement, he explained that he had hit a guard rail at a construction site, but he later retracted this to say the police had been called the day of the incident.

Unclear accident circumstances

The court was particularly critical of the defendant's credibility. A judge noted that the man's previous comments differed from what he said in court. A report also showed that the driver had not touched a guardrail, but probably hit a wall or fence. Given these differences, a possible hit-and-run case was also brought into play against him, further complicating responsibility for the damage.

The court's decision is still pending and another expert is expected to be appointed to determine whether the man should have noticed the damage earlier. If the suspicion of fraud is confirmed, the defendant could not only have to pay the costs of repairing the vehicle, but also the costs of the report and possibly a fine.

Focus on vehicle insurance fraud

Loud Verivox Motor vehicle insurance fraud is often underestimated. The process of such fraud can be extremely simple: a driver intentionally causes an accident in order to make a claim with his insurance company. In this case, the appraiser will prepare a cost estimate, which may also include existing damage. Simple signs of attempted fraud are often observed, including unclear accident circumstances and manipulated statements from those involved.

Drivers should pay particular attention to warning signs such as deliberately driving slowly before an accident, unexpected encounters with witnesses or obvious agreements between those involved in the accident. If you suspect fraud, it is advisable to inform the police immediately and secure evidence at the scene of the accident to avoid later complications.

The legal consequences of vehicle insurance fraud are serious. According to Section 263 of the Criminal Code, faking false facts can be punished as fraud, which can result in a prison sentence of up to five years. A circumstance that the defendant from Siegburg is now experiencing firsthand.