How to protect yourself against financial burdens in the event of a break-in: Tips from the financial expert

How to protect yourself against financial burdens in the event of a break-in: Tips from the financial expert

According to a report by www.t-online.de,

A burglary often leads to financial burdens for those affected, as insurance does not always cover the damage caused. This is due, on the one hand, to incorrect behavior before the break-in and, on the other hand, to incorrect behavior after the break-in.

Incorrect behavior before the break-in can result in household contents insurance not stepping in to cover the damage. Open doors or windows, keys left in an easily accessible location, and stolen keys are considered negligent behavior that voids insurance coverage. Electronic access systems should also be appropriately insured to protect themselves in the event of a hack.

After a burglary, those affected must do the right thing in order to have the costs reimbursed by the insurance company. This includes, among other things, not changing the crime scene, calling the police, filing a report and creating a list of stolen goods with new value and precise description of the stolen items.

The wrong behavior before and after a burglary can have significant financial consequences for those affected. It is therefore important to check security measures and, in the event of a break-in, follow the correct steps to minimize the damage and get it covered by insurance.