Most expensive driving in Bavaria: Prices explode in comparison!
Find out how new car prices and insurance costs vary in Germany and which regions are more expensive.
Most expensive driving in Bavaria: Prices explode in comparison!
In Germany, new car prices vary greatly depending on where you live, which has a significant impact on the overall cost of car ownership. Loud t-online.de Bavaria has the highest new car prices with an average new price of 27,341 euros. In contrast, Bremen is one of the federal states with the lowest prices at 24,068 euros, which makes a difference of around 3,300 euros.
The nationwide average for new car prices is 25,261 euros. In addition to Bavaria, Baden-Württemberg is also represented in the top group with 26,810 euros and Hesse with 26,098 euros. New car prices tend to be lower in the eastern German states. The new price in Saxony is 24,123 euros, in Berlin 24,202 euros and in Saxony-Anhalt 24,339 euros.
Expensive cities and small differences
New car prices are particularly expensive in cities like Munich, where the average new price is 28,818 euros. This puts Munich more than 3,500 euros above the national average. Stuttgart with 28,227 euros, Augsburg with 27,422 euros and Nuremberg with 25,942 euros follow in the list of expensive cities.
On the other hand, there are cheaper new car prices in major western German cities, such as in Duisburg with 23,022 euros, Dresden with 23,070 euros and Bochum with 23,312 euros.
Insurance costs in focus
An interesting twist can be seen in car insurance premiums. These are not always proportional to the new car prices. In Berlin, where new car prices are relatively low, insurance premiums are 22 percent above the national average. This is due to a high loss ratio of around 37 percent above average, as well as serious problems with theft and vandalism.
In contrast, insurance costs in Bavaria are moderate despite the high new car prices and are only six percent above the national average. This could indicate better overall damage management and lower risks in the Bavarian regions.
Cost structure of car ownership
The total cost of owning a car is made up of various factors. The ADAC has examined the costs of around 1,100 car models and offers detailed information on ongoing costs such as insurance, loss of value and operating costs, which are calculated over a period of five years and 75,000 kilometers driven. Loss of value is the biggest cost factor, which begins immediately after purchase.
In order to check individual costs for more than 8,000 new car models, the ADAC has a practical car cost calculator available. In addition to the purchase price, ongoing costs also include fixed costs such as insurance and vehicle tax, as well as variable costs such as fuel and workshop visits. This comprehensive overview makes it easier for drivers to make informed decisions, which is of great importance when purchasing and maintaining vehicles. Further information can be found on the ADAC website adac.de.