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Accident with a car without an MOT: consequences and consequences
Find out whether the insurance will pay despite the lack of an MOT. Important information for drivers in the event of an accident. What should you know?
Accident with a car without an MOT: consequences and consequences
Drivers who accidentally or unintentionally drive on the roads without a valid general inspection (HU) risk complications, especially in the event of an accident. The expired TÜV certificate can lead to a legal gray area, as regular inspections are essential to ensure road safety. In the event of an accident without a valid TÜV sticker, questions arise about who is at fault, the liability of the insurance company and the impending penalties.
The general inspection is crucial to ensure that all vehicle components are functioning properly, thus minimizing the risk of accidents. If this regular inspection is missing, defects in brakes or other safety-related parts can lead to accidents that might have been prevented with timely maintenance. It is the responsibility of vehicle owners to present their cars for the MOT in good time in order to minimize risks and increase road safety.
Despite the lack of an MOT, there is usually insurance cover in the event of an accident if the vehicle owner has not acted with gross negligence. The insurance company checks whether the driver was aware of defects and drove anyway. In the event of gross negligence, the insurance company can claim back part or all of the damage from the person who caused the accident. In addition, if a vehicle causes an accident without a valid HU, there is a risk of fines, points in Flensburg and the driver being involved in paying for the damage, especially if the general inspection is months overdue.
It is important for drivers to comply with legal requirements regarding MOT appointments in order to avoid possible consequences in the event of an accident. Both road safety and protection against financial burdens caused by accidents without a valid general inspection are of great importance for all road users. Compliance with legal regulations and regular maintenance work make a significant contribution to ensuring road safety and minimizing accidents.