Uninsured e-scooter: This is why you, as a financial expert, should pay attention to compulsory insurance

Uninsured e-scooter: This is why you, as a financial expert, should pay attention to compulsory insurance

According to a report from fraenkischer.de, on Tuesday, January 23, 2024 at 9:40 a.m., a 78-year-old was stopped on Crailsheimstrasse with an e-scooter that was not insured.

This situation sheds light on the current problem in the area of ​​small electric vehicles. The use of e-scooters is increasing rapidly in many cities, but there is still uncertainty about insurance requirements. According to the Road Traffic Licensing Regulations (StVZO), e-scooters must be insured in order to be used on the road.

The fact that the e-scooter found in Ansbach was not insured shows that many consumers may not fully understand or ignore the legal requirements. This could lead to an increased risk of accidents and problems on the road.

As an economist, it is important to analyze the potential impact of this issue. If e-scooters continue to be used on the road without insurance, this could lead to an increase in accidents and legal disputes. This, in turn, would impact the insurance industry, which may face an increase in claims.

Furthermore, consumers using e-scooters may be exposed to increased risk as they may not be adequately insured in the event of an accident. This could lead to financial burdens and legal consequences for consumers.

It is therefore of great importance that the authorities and the insurance industry take measures to inform consumers about the obligation to have insurance and to ensure that legal requirements are complied with. This can minimize the risk of accidents and legal problems, which would ultimately benefit both consumers and the economy.