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Insurance for heat pumps and solar systems: cover repair costs! Expert tips for owners. #Energy efficiency #Insurance protection
According to a report by www.capital.de Germany has ambitious climate goals that are intended to drastically reduce energy consumption in the building sector. The Building Energy Act requires property owners to comply with certain energy standards. To achieve these goals, more and more owners are turning to energy-efficient technologies such as heat pumps and photovoltaic systems. However, the installation and operation of these systems also involves risks that can be covered by a suitable insurance policy. Property owners can insure a photovoltaic rooftop system or a heat pump through their residential building insurance. However, it is important to check whether the existing insurance policy already covers the new technologies or whether an extension to the contract is necessary. In addition, it can…
Insurance for heat pumps and solar systems: cover repair costs! Expert tips for owners. #Energy efficiency #Insurance protection
According to a report from www.capital.de
Germany has ambitious climate goals that are intended to drastically reduce energy consumption in the building sector. The Building Energy Act requires property owners to comply with certain energy standards. To achieve these goals, more and more owners are turning to energy-efficient technologies such as heat pumps and photovoltaic systems. However, the installation and operation of these systems also involves risks that can be covered by a suitable insurance policy.
Property owners can insure a photovoltaic rooftop system or a heat pump through their residential building insurance. However, it is important to check whether the existing insurance policy already covers the new technologies or whether an extension to the contract is necessary. It may also make sense to take out additional liability insurance to cover a wider range of damages, especially all-risk insurance.
Particularly with heat pumps, especially geothermal heat pumps, it is advisable to have liability insurance that covers possible damage to third parties, as the coolant in a heat pump, for example, can cause environmental damage. In this case, neither residential building nor private liability insurance applies, but only water liability insurance.
It turns out that property owners should not only consider ecological but also financial aspects when installing and operating energy-efficient technologies such as heat pumps and photovoltaic systems. A tailored insurance policy can help minimize risks and save costs in the long term.
Read the source article at www.capital.de