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Insurance for heat pumps and solar systems - tips from financial experts
According to a report from www.capital.de it is about the insurance of heat pumps and solar systems. The article emphasizes the importance of appropriate insurance for homeowners who are retrofitting their home to make them more energy efficient. Attention is drawn to the high costs of repairs that can arise in the event of damage to the installed systems. The good news is that the value of the property can increase by using energy efficient technologies. It is therefore important to take out a suitable insurance policy that takes this increase in value into account. Source: www.capital.de According to the Federal Environment Agency, real estate currently accounts for around 35 percent of energy consumption in Germany. In order to achieve the climate goals and achieve climate neutrality by...
Insurance for heat pumps and solar systems - tips from financial experts
According to a report from www.capital.de it is about the insurance of heat pumps and solar systems. The article emphasizes the importance of appropriate insurance for homeowners who are retrofitting their home to make them more energy efficient. Attention is drawn to the high costs of repairs that can arise in the event of damage to the installed systems. The good news is that the value of the property can increase by using energy efficient technologies. It is therefore important to take out a suitable insurance policy that takes this increase in value into account.
Source: www.capital.de
According to the Federal Environment Agency, real estate currently accounts for around 35 percent of energy consumption in Germany. In order to achieve the climate goals and achieve climate neutrality by 2045, emissions from buildings must be reduced by more than 40 percent. The Building Energy Act (GEG) therefore obliges property owners to comply with certain energy efficiency standards.
When switching to energy-efficient technologies such as heat pumps and photovoltaic systems, there are initially high investment costs. These include acquisition and material costs as well as installation, development and maintenance costs. The size of the systems depends on the size of the property and the necessary heating or electricity generation.
Appropriate insurance is important to cover high repair costs in the event of damage to the systems. Most residential building insurance policies offer co-insurance for heat pumps and PV systems if they are used for heating or generating electricity. It is advisable to review existing insurance contracts and ensure that the insurance covers the investments. With new insurance contracts, homeowners should ensure that the heat pump or PV system is included in the contract.
Additional liability insurance, especially all-risk insurance, can be useful to ensure more comprehensive coverage of damage to the systems. For heat pumps, it is advisable to have liability insurance that covers damage to third parties, e.g. due to leaking coolant.
The insurance policy should make it clear whether it covers replacement of a new vehicle in the event of a total loss
Read the source article at www.capital.de