Insurance of Ukrainian vehicles in Germany: Current status and changes to insurance coverage - financial expert explains.

Insurance of Ukrainian vehicles in Germany: Current status and changes to insurance coverage - financial expert explains.

According to a report by www.mdr.de, not much has changed in the area of ​​insuring Ukrainian vehicles in Germany. The German Green Card Office continues to handle claims resulting from accidents involving vehicles registered abroad. With regard to insurance coverage, there have been no changes in this area for German road users since November 8, 2022. Traffic Victim Assistance is also responsible if there is no insurance coverage, regardless of whether the vehicles are foreign or German.

According to Sandra Schwarz, from the German Green Card Office, the proportion of Ukrainian vehicles in the overall statistics of accidents in Germany is still negligible. Therefore, the problem with Ukrainian vehicles is significantly smaller than the excitement on social networks.

What has changed for Ukrainian vehicles is mainly the extension of the period for the permanent use of Ukrainian license plates in Germany. If a Ukrainian vehicle owner is considered a recognized refugee and has registration documents that entitle him to international traffic, he can apply for temporary continued use of the Ukrainian license plate. The exemption will be granted until a maximum of March 31, 2024 and only for the duration of the validity of the border insurance.

Overall, not much has changed in terms of insuring Ukrainian vehicles in Germany. German insurers settled claims in an unbureaucratic manner in the first three months of Russia's war against Ukraine, but normal rules have applied again for a year.

It remains to be seen whether there will be any changes regarding the insurance of Ukrainian vehicles in the future due to political developments and possible economic consequences.