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Insurance: How to save money and get the right protection. Tips from the financial expert.
According to a report from www.capital.de, As an economic expert, I would like to highlight the ways consumers can save money on insurance. Statistics from the German insurance industry show that every German consumer spends an average of over 2,600 euros a year on more than five insurance contracts. However, it is important to note that not all insurance is necessary. The right insurance policy doesn't necessarily have to be expensive, and there are various tricks to save money. The first way to save money is to cancel unnecessary contracts. This includes policies such as cell phone, glasses or pet health insurance, which are often unnecessary and only lead to further...
Insurance: How to save money and get the right protection. Tips from the financial expert.
According to a report from www.capital.de,
As an economic expert, I want to highlight the ways consumers can save money on insurance. Statistics from the German insurance industry show that every German consumer spends an average of over 2,600 euros a year on more than five insurance contracts. However, it is important to note that not all insurance is necessary. The right insurance policy doesn't necessarily have to be expensive, and there are various tricks to save money.
The first way to save money is to cancel unnecessary contracts. This includes policies such as cell phone, glasses or pet health insurance, which are often unnecessary and only lead to additional costs. It is important to check whether the insurance cover is really needed in order to avoid unnecessary expenses.
Another saving tip is to change tariffs regularly. Customers can save a lot of money by switching providers, especially when it comes to vehicle insurance. Other policies such as liability insurance often offer more favorable conditions for new contracts.
Furthermore, agreeing on a deductible can help reduce premiums. In this way, customers can significantly reduce their expenses by contributing financially to any damage before they claim the insurance.
Another way to save costs is to pay insurance premiums annually. By making a one-off payment at the beginning of the year, customers can often receive a certain discount and thus save money in the long term.
It is also important to check whether the agreed insurance cover is actually needed. Some plans offer additional services that may be unnecessary. A look at the contract details is essential to ensure that the insurance cover meets your actual needs.
Overall, there are various ways to save money on insurance. It is important to regularly review your own insurance policies and make adjustments if necessary in order to avoid unnecessary expenses and still be adequately covered.
Read the source article at www.capital.de