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Insurance premiums are rising: Which policies are really important?
Discover which insurance families absolutely need and which they can save on. An overview of important policies and possible gaps in coverage. Protect your family from unexpected risks.
Insurance premiums are rising: Which policies are really important?
As inflation rates rise, insurance premiums also rise, which poses the question to families as to which insurance policies are really necessary and which ones they may be able to forego. According to the Association of the Insurance Industry (GDV), an accident involving wildlife occurs every two minutes in a vehicle with comprehensive insurance, especially in spring in the months of April and May. In addition, the activity of burglars is increasing as people are spending more time out of the house after the end of the corona pandemic. In 2023, 95,000 home break-ins were recorded, with the average damage rising to 3,500 euros, a sad negative record.
These alarming statistics highlight the multiple risks to life, limb and property that families face. Given limited financial resources, it is unaffordable for most households to protect themselves against all potential threats. Therefore, it is crucial to prioritize and only take out the insurance that really matters. What these are in detail must be carefully considered and decided individually.