Insurance expert: Lowered car caused fire - who will pay for the damage?

Insurance expert: Lowered car caused fire - who will pay for the damage?

According to a report by SWR Aktuell, a major fire at the Talmarkt in Bad Wimpfen in July caused damage to 16 cars. Police have determined that a lowered car caused the fire. An insurance expert now estimates that the 35-year-old vehicle owner's insurance from the Neckar-Odenwald district will have to cover the damage. The owner of the lowered car is responsible not only for the damage to her own car, but also to that of others. It is expected that the owner's liability insurance will have to cover the damage to the other cars. However, people who have full or partial insurance can be compensated more quickly through their own insurance. It is also stated that the person who caused the damage has a chance of being compensated for her damage.

The fire at the Talmarkt in Bad Wimpfen had a significant impact on the market, consumers and the industry. The affected cars were either completely destroyed or severely damaged. This results in affected vehicle owners having to rely on replacement or repair, which can result in significant costs and inconvenience. In addition, the insurance companies of the parties involved must settle the damage, which can potentially lead to increasing premiums for the owners.

For the auto industry, the incident could have an impact on the image of lowered cars. Since a lowered car caused the fire, this could deter potential buyers and lead to a decline in demand for such vehicles. This, in turn, could impact the market and manufacturers' profits.

In terms of legal consequences, the person who caused the fire could face criminal proceedings for negligent arson. The penalty for negligent arson is up to five years in prison or a fine. In addition, the other affected vehicle owners could assert civil claims in order to have their damages compensated.

Overall, this incident highlights the potential consequences and risks associated with fires and vehicles. It highlights the importance of insurance and safety measures for vehicle owners and the potential impact on the market and industry.

Source: According to a report by SWR Aktuell