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Insurance expert warns: Most insurance policies do not cover damage caused by storm surges
According to a report from www.kreiszeitung.de, the big clean-up is in full swing after the once-in-a-century flood on the Baltic Sea. Millions in damage have been caused and insurance companies don't always pay. The damage balance is devastating and the insurance issue is of great importance. Insurance experts from the Schleswig-Holstein Consumer Center explain that most insurance policies do not cover the damage caused by a storm surge. Neither household contents, building nor inventory insurance offers protection against the consequences of a storm surge. Special storm flight insurance with very high premiums must be taken out in order to be covered. The expert therefore recommends investing in technical building protection, such as backflow flaps, water-pressure-tight windows or the sealing of...
Insurance expert warns: Most insurance policies do not cover damage caused by storm surges
According to a report by www.kreiszeitung.de, after the once-in-a-century flood on the Baltic Sea, the big clean-up is in full swing. Millions in damage have been caused and insurance companies don't always pay. The damage balance is devastating and the insurance issue is of great importance.
Insurance experts from the Schleswig-Holstein Consumer Center explain that most insurance policies do not cover the damage caused by a storm surge. Neither household contents, building nor inventory insurance offers protection against the consequences of a storm surge. Special storm flight insurance with very high premiums must be taken out in order to be covered.
The expert therefore recommends investing in technical building protection, such as backflow flaps, waterproof windows or sealing cracks and openings. In addition, when it comes to comprehensive insurance for cars and boats, it depends on the individual insurance contract as to whether damage caused by storm surges is covered.
It is strongly recommended that you comprehensively document the damage caused and take advantage of advisory services to clarify individual questions about insurance coverage. Insurance policies should therefore be checked carefully in order to adequately protect yourself against storm surge damage.
Read the source article at www.kreiszeitung.de