Insurance coverage in the event of separation and divorce: What you need to consider

Insurance coverage in the event of separation and divorce: What you need to consider

In the event of a divorce, it is important that couples who have joint insurance policies keep an eye on their situation. Insurance coverage can be lost, especially after the divorce process. It is therefore advisable to review existing policies and be aware of the possible consequences.

At a time when a marriage is breaking down and two people are separating, this is certainly not a pleasant task. Nevertheless, it is necessary to keep track of the insurance situation, especially in such emotionally stressful situations. Julia Böhne from the Association of Insured Persons emphasizes the importance of this measure and recommends digging out the insurance folder and checking the policies.

From liability insurance to retirement planning – joint insurance can be diverse and have different effects in the event of a divorce. It is crucial to be aware of your individual situation and possible risks in order to avoid unpleasant surprises after the breakup.

However, people who have recently separated should not be left alone during this difficult phase. Consumer protection organizations such as the Association of Insured Persons advocate for the interests of insured persons and offer support and advice regarding insurance issues in the event of a divorce. It is advisable to accept this help and to find out comprehensively about your own rights and obligations in order to be well protected during this emotionally challenging time.