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Insurance coverage for storm damage: How to best protect your home and car
Find out what insurance covers - and what doesn't - in the event of storm damage. Which measures make sense? Read with BILDplus.
Insurance coverage for storm damage: How to best protect your home and car
The storm front caused by the “Emmelinde” depression caused significant damage. Extreme weather events always leave devastation in their wake, but who covers the costs of damage to homes and cars? It is important to know which storm damage is covered by which insurance and which is not.
Residential building insurance is usually responsible for insuring damage to buildings. This covers damage caused by storms, hail, lightning or floods. It is advisable to take out this insurance in good time to be protected in the event of a storm.
There are also special insurance policies for cars that can cover damage caused by storms. Partial comprehensive insurance is responsible for this and covers, for example, the costs of hail or storm damage to the vehicle. It is important to check the policies carefully and adjust them if necessary in order to be covered in the event of damage.
Before taking out insurance, it is advisable to check carefully what benefits will be provided in the event of damage and what exclusions apply. Comprehensive insurance can avert significant financial burdens in the event of a storm.