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Insurance protection on a skiing holiday: What winter sports enthusiasts should pay attention to
Find out about the obligation to have ski insurance in Italy and why it is important to check your insurance cover before your ski holiday. Find out more here. Protect yourself and your equipment on the slopes!
Insurance protection on a skiing holiday: What winter sports enthusiasts should pay attention to
Before skiers hit the slopes, they should make sure their insurance coverage is up to date. In the event of accidents on the slopes, not only the equipment can be damaged, but people can also be injured. It is therefore advisable to check your insurance cover before your ski holiday.
In Italy, it has been mandatory to have valid private liability insurance since 2022. Anyone traveling without an appropriate policy risks a fine of 150 euros. Proof of insurance should be requested from the insurer or insurance broker at an early stage and must contain information about the insured persons, the insurer and the insured sum, in both German and Italian.
In order to avoid taking out additional insurance, it is advisable to always have proof of your own insurance to hand. In Italy, slope operators have an obligation to offer guests without insurance the opportunity to take out insurance on site. In addition to private liability insurance, ski vacationers should also think about international health insurance, which, among other things, covers the difference in costs for treatment abroad.
Statutory health insurance, for example, usually only covers the costs of a helicopter mission if it was medically necessary. If no other insurance applies, private accident insurance can cover the costs of recovery and rescue measures after a skiing accident. It is therefore worth checking all insurance aspects before your skiing holiday in order to have the best possible protection if the worst comes to the worst.