Insurance tip | Marten damage to the car: protection and insurance through expert advice

Insurance tip | Marten damage to the car: protection and insurance through expert advice

According to a report by www.presseportal.de, from April to June the small marten predators tamper with the vehicle wiring in the engine compartment more often than usual. CosmosDirekt gives tips on how to protect yourself from marten damage and why insurance is particularly important for electric cars.

Marten damage caused costs of 92 million euros to comprehensively insured cars in 2021. Each damage cost an average of around 450 euros. The repair costs of marten damage can be particularly expensive, especially with electric cars. If the high-voltage cable is damaged, there is a risk of total economic loss, as the cable must be completely replaced, which can cost several thousand euros.

It is important that vehicles are properly insured. Partial comprehensive insurance can help in the event of marten damage and can cover all direct damage to cables, hoses, lines, rubber sleeves and insulation mats caused by an animal bite. The scope of the existing partial comprehensive insurance should be checked, especially for electric cars.

There are various ways to detect marten damage early, and it is recommended to visit a car repair shop for an accurate diagnosis at the first signs of damage in order to avoid expensive consequential damage.

The analysis shows that marten damage causes significant costs and that high repair costs can be incurred, especially for electric cars. The right insurance is crucial to cushion the financial burden caused by marten damage. Consumers should therefore check the scope of their existing partial comprehensive insurance in order to be covered in the event of damage.