Which insurance policies make sense after 30? Tips from financial experts for securing the future.

Which insurance policies make sense after 30? Tips from financial experts for securing the future.

According to a report from www.ruhr24.de, from the age of 30 it is important to rethink your insurance for the future. With increasing responsibilities, such as having your own family, a permanent job and owning your own home, insurance policies also have to be adjusted. The following explains which insurance policies make sense for people aged 30 and over and which protection is required.

Term life insurance is particularly important for people with their own family. It offers financial security for the surviving dependents should something happen to the main earner. Such insurance is particularly important if there is a real estate loan or in the case of sudden single parents. The term should be chosen so that the family is financially secure, for example until the real estate loan is paid off or the children have completed their education.

Furthermore, it is important to consider occupational disability insurance from the age of 30. This protects the family if income is lost due to occupational disability. In the event of illness or injury, the insurance pays a monthly pension, the amount of which depends on the contractually agreed sum.

Additionally, home contents insurance can help protect property from damage. This insurance covers damage to movable property such as furniture, carpets and bicycles caused by events such as burglary, fire or tap water leaks.

Overall, from the age of 30 onwards, it makes sense to look into various insurance policies to protect yourself and your family for the future. In this way, financial security can be guaranteed in the long term.