Wolf accident: Why the insurance doesn't have to pay

Wolf accident: Why the insurance doesn't have to pay

After an accident with a wolf on the B 71 at the beginning of April, car owners are faced with the question of what to do and whether comprehensive insurance will cover damage to the vehicle. In such cases, it is important to behave correctly in order to properly assert possible claims. However, comprehensive insurance does not cover all damage caused by a collision with an animal.

Damage caused by wild animals such as wolves is usually included in partial comprehensive insurance. However, there may be exceptions depending on the individual contract conditions. If insurance doesn't cover the damage, car owners may have to pay to repair or replace their vehicle themselves.

It is advisable to find out about the insurance conditions in advance and, in the event of an accident with a wolf, to contact the insurance company to clarify the next steps. Accurate documentation of the accident and the damage to the vehicle can be helpful in supporting claims against the insurance company.

Ultimately, it depends on the individual contract conditions whether the comprehensive insurance has to pay out after an accident with a wolf. Car owners should therefore clarify in advance what damage is covered and, if necessary, consider additional insurance in order to be covered for all eventualities.