What should electric car owners pay attention to when it comes to insurance? Tips from the financial expert

What should electric car owners pay attention to when it comes to insurance? Tips from the financial expert

According to a report from www.rhein-zeitung.de, there are some important differences when insuring an electric car compared to combustion vehicles. HUK-Coburg Insurance points out that additional services are important when insuring an electric car. These include, for example, the replacement of the traction battery regardless of its age and the inclusion of overvoltage damage in the partial insurance, especially if the electric car is charged at home. Insuring the wallbox, the charging cable against theft and high compensation payments in the event of damage caused by animal bites are also important aspects.

The special requirements for insuring electric cars also have an impact on the market and consumers. Insurance companies must adapt their insurance models to meet the needs of EV owners. As a result, the insurance premiums for electric cars could differ compared to combustion vehicles. For consumers, this means that they have to pay particular attention to the additional services and conditions when choosing e-car insurance.

It is important that insurance companies and consumers are aware that the special technologies and components of electric cars also bring with them special insurance requirements. Comprehensive insurance coverage that covers the specific risks of electric cars is essential for the safety and protection of electric car owners.