Increasing cybercrime: This is how Magdeburg's family protects itself!

Increasing cybercrime: This is how Magdeburg's family protects itself!

The increase in cybercrimes in private environments is a growing problem in Germany. On August 24, 2025, the Magdeburg News that last year one in 14 people was affected by an online crime. This alarming trend is reinforced by the increasing use of digital services such as online banking, streaming and sharing private photos. However, many private individuals underestimate the risks involved.

The most common types of cybercrimes include online shopping fraud, phishing attacks, cyberbullying and misuse of personal information. According to the Federal Office for Information Security (BSI), the range of cyber crime has grown significantly due to advancing digitalization. It is estimated that one in four citizens in Germany has already been a victim of cyber crime, with around a third of those affected suffering financial loss.

Relevance of cyber insurance

In view of this risk situation, Debeka has developed special cyber insurance for private individuals and families. Dr. Normann Pankratz, board member of Debeka, emphasizes the relevance of cyber threats to everyday life. The insurance offers comprehensive services, including financial protection, support in removing reputation-damaging content and psychological advice after cyberbullying. The costs start at 7.50 euros per month and the contract administration can be conveniently carried out online via the Debeka website.

In addition, a special network of experts is available to provide quick help in an emergency. Cyber ​​insurance not only covers the entire family, but also includes optional services such as cyber legal protection insurance for digital legal risks and cyber prevention measures, such as cloud services for data backup.

Protective measures and prevention

Especially in times when cyber crime is becoming more and more important, it is important to protect yourself appropriately. The BSI recommends being careful with emails and regularly updating your system's security tools. Since there is no 100% protection against cyber attacks, users should take proactive measures to protect their accounts and devices.

Victims of cyber attacks are encouraged to report incidents to their local police station. Such reports can create an up-to-date picture of the situation, which is important for combating cyber crime in Germany. This cooperation between the Federal Criminal Police Office (BKA), the state criminal investigation offices (LKA) and the civilian population is crucial for improving the security situation.

In summary, increasing cybercrime is a serious threat that can endanger not only finances but also personal data. However, with the right insurance and a proactive approach to security, citizens can be better protected.