The Effect of Interest on the Economy: A View from a Financial Expert's Perspective.

Was ist der Zins? Selten konnte man die vielfältigen Wirkungen dieser zentralen Stellschraube der Wirtschaft so eindrucksvoll beobachten wie zuletzt. Noch vor Kurzem war er negativ. Sparer fühlten sich um die Belohnung und Anerkennung für ihren Konsumverzicht betrogen. Dann stieg er schnell wie selten in der Geschichte. Und nun bekamen ausgerechnet die Anlageklassen, die zuvor als Ausweg aus der Zinsmisere galten, ihrerseits Schwierigkeiten. Gold litt unter den steigenden Zinsen, Immobilien gaben im Preis nach. Das Sichere wurde unsicher.

Lack of interest

Real estate funds that were barely able to save themselves from inflows in 2020 and outbid each other with ideas on how to keep savers away are suddenly struggling with a lack of interest. Will we no longer need houses in the future? That can probably be ruled out. But it is the interest rate that decides where the money goes and what is worth it and how.

According to a report by www.faz.net,

Will interest rates fall again soon? There is little to be said for this. The ECB never tires of emphasizing that higher interest rates will be needed for a longer period of time to effectively combat inflation. It wasn't long ago that, at the annual World Savings Day at the end of October, there was a discussion about whether saving itself might come to an end if banks made savers pay for allowing them to use their savings for some time to do business. Things like this can turn around so quickly.