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Financial expert reveals: This is how pensioners receive an inflation bonus despite having a pension
According to a report from www.merkur.de, there is no official inflation bonus for pensioners from the state. However, it is still possible to receive inflation compensation despite having a pension. A discussion was initiated about possible pension cuts, particularly with regard to pensioners who work mini-jobs. These pensioners have the chance to supplement their pension with an additional inflation bonus. Paying an inflation bonus for pensioners in a mini-job relationship could also be worthwhile for companies. From a legal perspective, the inflation bonus has no impact on mini-jobs, as it is not counted towards the earnings limit for part-time employees. Pensioners who work in several mini-jobs could independently receive the full...
Financial expert reveals: This is how pensioners receive an inflation bonus despite having a pension
According to a report by www.merkur.de, there is no official inflation bonus for pensioners from the state. However, it is still possible to receive inflation compensation despite having a pension. A discussion was initiated about possible pension cuts, particularly with regard to pensioners who work mini-jobs. These pensioners have the chance to supplement their pension with an additional inflation bonus. Paying an inflation bonus for pensioners in a mini-job relationship could also be worthwhile for companies.
From a legal perspective, the inflation bonus has no impact on mini-jobs, as it is not counted towards the earnings limit for part-time employees. Pensioners who work in several mini-jobs could receive the full 3,000 euros of the inflation bonus independently of each other. This leads to tax relief for pensioners, as the inflation compensation premium is not offset against taxable income. Employers have until the end of 2024 to pay out the inflation bonus in installments, which means they will not incur any further wage costs as the bonus remains tax-free.
The possible pension cuts and the uncertainty in the present mean that the inflation bonus for pensioners in a mini-job can offer a certain degree of security for some pensioners.
Given these facts, the discussion about pension cuts and the possibility of topping up pensions with an inflation premium could have an impact on the labor market and the financial sector. Companies could be financially motivated to offer pensioners with mini-jobs an inflation bonus in order to gain tax advantages. Retirees could increase their working hours in mini-jobs to take advantage of this opportunity, which could have an impact on labor availability. It is important to consider the legal and tax aspects when calculating the inflation premium to understand its impact on the market.
Read the source article at www.merkur.de