Thuringia loan: 100 million euros for economic recovery!

Thuringia loan: 100 million euros for economic recovery!

On August 13, 2025, the Thuringian Ministry of Economic Affairs launched a new program that offers cheap loans of up to 100 million euros. This program, called “Thüringen Kredit,” aims to stimulate the state’s economy and help companies deal with rising loan interest rates. Economics Minister Colette Boos-John expressed optimism about the first signs of growth in Thuringia, but pointed out that these were only delicate plants.

“Thüringen Kredit” is aimed at companies of all sizes as well as people who want to acquire company shares. The loans can be applied for for various projects, including fixed assets, innovations, market launches, company acquisitions and working capital, and up to an amount of five million euros each. Lending has declined significantly over the past year, underscoring the need for this program.

Application and financing

The application must be submitted via the respective house bank; The integration of smaller credit institutions plays an important role. Guarantees from the state, for example through the Bürgschaftsbank Thüringen, are intended to offer banks additional incentives to grant loans. The interest reduction is financed by the Thüringer Aufbaubank (TAB) and is intended to ensure that the loans are attractive for applicants.

The “Thüringen Kredit” program enables financing of up to 100 percent of investment costs or ongoing operating expenses. The terms of the loans vary depending on the intended use: Terms of 5, 10 or 20 years are provided for investments, while operating capital can be financed with a term of 2 or 5 years. The interest rates are fixed and apply over the entire loan term of a maximum of 10 years.

Further funding opportunities

The newly introduced program joins a variety of existing funding offers for companies and those wishing to start a business, which are supported by both state and EU funds. A new medium-sized business fund was also presented in April, which is intended to further make it easier for high-growth companies to access loans and investments.

“Thüringen Kredit” pursues the goal of enabling investments without bureaucracy and fulfilling the coalition promise to strengthen the Thuringian economy. It helps to improve the region's willingness to invest and to provide companies with the necessary financial resources for their projects. The successful implementation of this program could make a decisive contribution to the economic strengthening of Thuringia.

You can find more information about the program on the Website of the Thuringian Development Bank and in an article by Süddeutsche.de.