Electric cars and vehicle insurance: This is what financial experts should pay attention to.

Electric cars and vehicle insurance: This is what financial experts should pay attention to.

According to a report from www.t-online.de, electric car drivers who want to change their car insurance to save money should pay attention to certain details. The magazine “Auto Motor und Sport” warns about the exclusion of liability in the event of damage to electric cars, which can cause high costs for the owner.

When it comes to replacement value compensation, it is particularly advisable to pay particular attention to the battery, as it is very expensive. Damage to the battery will therefore be costly. When taking out motor vehicle insurance, it is advisable to have fully comprehensive cover with replacement value or purchase price reimbursement. This means that in the event of an accident, the owner receives a full refund of the purchase price of the vehicle, including the battery.

A marten bite can have far-reaching consequences on electric cars. If the consequential damage caused by a marten bite is not insured, the insurance will not cover any costs if, for example, a short circuit caused by the marten bite damages the battery. This can result in significant repair costs. In such a case, it is advisable to keep the marten away from the car to avoid damage.

Insurance companies are increasingly offering additional packages for electric cars that also insure the home wallbox. Care should be taken to ensure that the additional modules include all-risk coverage in order to protect the batteries against all risks in fully comprehensive insurance. However, the insurance offers still differ greatly from one another, which makes it difficult to find the right tariff.

This information shows that electric car drivers should choose their car insurance carefully. Choosing the right insurance tariff with appropriate replacement value compensation, protection against marten damage and comprehensive all-risk cover can protect the owner from unexpected costs.

Source: According to a report from www.t-online.de ({source})